How much does Cryptorch Pay cost?

Cryptorch Pay has 0% acquiring fees on crypto payments. Network (blockchain) fees still apply. See the pricing page for the other products.

Do I need to verify my identity?

The Wallet does not require KYC. When you buy or sell crypto with fiat, identity checks are handled by our regulated partner provider inside their widget. Business accounts follow the onboarding steps shown at sign-up.

With Cryptorch Wallet, you do — it's non-custodial, so only you hold your keys. When you buy crypto, it is delivered to your own wallet address.

Can I integrate Cryptorch into my product?

Yes. The Cryptorch API lets you create invoices, receive payment notifications (IPN) and check payment status. Card programs are available as white-label for businesses and enterprises.

0% acquiring fees on crypto payments

Light the way to everything crypto

One platform to accept payments, issue cards, buy & sell, hold and swap — for businesses, individuals, developers and enterprises.

Open an account Explore products

Cryptorch Pay Cryptorch Card Cryptorch Buy & Sell Cryptorch Wallet Cryptorch Swap

Self-custody wallet

Your keys · Your crypto

BuySwapCard

Bitcoin

BTC

Ethereum

ETH

Tether

USDT

Cryptorch never asks for your recovery phrase

CRYPTORCH

•••• •••• •••• 2026

Invoice

INV-1042

Paid

Amount

250.00 USDT

Acquiring fee0%

Invoice created
Customer paid in crypto
IPN sent to your server

Payment link

INV-1042 · Copy link

BTCBitcoin
Invoices
ETHEthereum
Payment links
USDTTether
IPN callbacks
Tron network
White-label cards
Non-custodial wallet
Cross-chain swaps
Buy & sell with fiat
BTCBitcoin
Invoices
ETHEthereum
Payment links
USDTTether
IPN callbacks
Tron network
White-label cards
Non-custodial wallet
Cross-chain swaps
Buy & sell with fiat

Acquiring fee on Cryptorch Pay

Products in one account

Ways to start: business, personal, developers, enterprise

Documented API endpoints

Built for you

Pick your path. We’ll light the way.

Pick your path — each one shows the products that fit and the fastest way to start.

For business

Get paid, manage spend and run crypto from one account

Accept crypto at 0% acquiring fee, give your team cards, and manage balances with Buy & Sell and Swap.

Open a business account Explore business

Cryptorch Pay
Invoices and payment links at 0% acquiring fee, plus an API for your checkout.
Cryptorch Card
Cards for your team and business clients, with subscription management and a monitoring panel.
Cryptorch Buy & Sell
Buy crypto for operations through a regulated provider, delivered to your wallet.
Cryptorch Swap
Rebalance treasury and operating balances across chains.

Products

Five products. One torch.

All five in one account. Use one on its own, or connect them together. Every product has its own start button.

0% fees

Cryptorch Pay

0% crypto acquiring with invoices and payment links

0% acquiring fee
No-code invoices & links
Production-ready API

Start accepting payments Learn more

Cryptorch Card

Cards, white-label and subscription management

White-label
Admin & monitoring panel
Subscriptions

Get a card Learn more

Cryptorch Buy & Sell

Buy and sell crypto straight to your own wallet

Delivered to your wallet
Sell back to fiat
Regulated provider

Buy crypto Learn more

Cryptorch Wallet

Non-custodial wallet on popular networks

Self-custody
No KYC to open
Popular networks

Create a wallet Learn more

Cryptorch Swap

Swap across all chains

All chains
Quote first
Any wallet

Start a swap Learn more

Cryptorch Pay · Ignite payments

0% acquiring fees.
Get paid in crypto.

Send invoices and payment links, or add crypto checkout through the API. You keep what your customers pay — only network fees apply.

Invoices & payment links
Checkout API + IPN callbacks
Payment status in real time
Dashboard for every payment

Start accepting payments View pricing

Invoice

INV-1042

Paid

Amount

250.00 USDT

Acquiring fee0%

Invoice created
Customer paid in crypto
IPN sent to your server

Payment link

INV-1042 · Copy link

Better together

Pass the torch: hold, buy, swap, spend

Cryptorch products are designed to work together, so your crypto moves where you need it.

Step 1
Hold
Keep crypto in your own non-custodial wallet.
Cryptorch Wallet →
Step 2
Buy
Top up with fiat — crypto lands in your wallet.
Cryptorch Buy & Sell →
Step 3
Swap
Move between coins and chains in one step.
Cryptorch Swap →
Step 4
Spend
Use your crypto with a Cryptorch card.
Cryptorch Card →

Hover or tap to flip

Admin panel

Team cardsActive

SubscriptionsMonitored

Spending limitsSet

Cryptorch Card · Spend with fire

Launch your own crypto card program

A complete card system with integrations, white-label branding, business clients, subscriptions and an admin & monitoring panel — on app and web.

White-label: your brand on the card and the app
Admin & monitoring panel for every card and client
Subscriptions and business client management

Get a card Build a white-label program

For developers · Spark your build

Crypto payments in a few lines of code

Create an invoice with one API call, redirect your customer to the payment link, and get an IPN callback when it's paid.

Read the API docs Developer overview

POST /api/payment-initiate

curl -X POST https://www.cryptorch.com/api/payment-initiate \
  -H "client-id: YOUR-CLIENT-ID" \
  -H "client-secret: YOUR-CLIENT-SECRET" \
  -F amount=100 \
  -F currency_id=2 \
  -F merchant_trx=TX123456 \
  -F success_url=https://example.com/success \
  -F failed_url=https://example.com/failed \
  -F ipn_url=https://example.com/ipn \
  -F "order_description=Payment for Order #9876"

curl -X POST https://www.cryptorch.com/api/payment-initiate \
  -H "client-id: YOUR-CLIENT-ID" \
  -H "client-secret: YOUR-CLIENT-SECRET" \
  -F amount=100 \
  -F currency_id=2 \
  -F merchant_trx=TX123456 \
  -F success_url=https://example.com/success \
  -F failed_url=https://example.com/failed \
  -F ipn_url=https://example.com/ipn \
  -F "order_description=Payment for Order #9876"

Ready · returns a payment_link

Security · Guard the flame

Built with security in mind

Your keys, your control — and partners that handle identity checks where they're needed.

Non-custodial wallet

Only you hold the keys to your Cryptorch Wallet.

API keys + IP whitelist

API calls require your client credentials from approved server IPs.

Partner-led KYC

Fiat purchases are verified by our regulated provider inside their widget.

Direct to your wallet

Crypto you buy is delivered straight to your own wallet address.

Read about security & compliance →

FAQ

Shedding light on common questions

Cryptorch is one crypto platform with five products: Pay (accept crypto payments), Card (crypto card programs), Buy & Sell (on/off ramp), Wallet (non-custodial wallet) and Swap (cross-chain swaps). Use one product or combine them.

Light your torch today

Open an account in minutes and pick the products you need.

Open an account Talk to sales